Student Loan Consolidation

Title:	Student Loan Consolidation Program Information and Forms
URL:	http://www.student-loan-consolidation-programs.us
Cat:	Education/
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bgcolor="#FFFFFF"><img src="images/spacer.gif" width="1" height="1" alt="image"></td> </tr> <tr> <td><img src="images/arrow.jpg" width="20" height="10" alt="image">News</td> </tr> <tr> <td><img src="images/spacer.gif" width="1" height="1" alt="image"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="20" rowspan="3"><img src="images/spacer.gif" width="20" height="1" alt="image"></td> <td><br> <span class="sidelinks"><a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" >Student Loan Consolidation </a> Program Available</span></td> </tr> <tr> <td class="sidelinks2">10 January 2007 </td> </tr> <tr> <td class="sidelinks2">Do you know that there are different types of student loans <br> <br> <a href="http://www.safservices.org/default.jsp" target="_blank" class="sidelinks2">>> more info</a></td> </tr> <tr> <td rowspan="3"><img src="images/spacer.gif" width="20" height="1" alt="image"></td> <td><br> <span class="sidelinks"> <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" > Student Loan Consolidation </a> Program On-line forms </span></td> </tr> <tr> <td class="sidelinks2">5 February 2007 </td> </tr> <tr> <td class="sidelinks2">Consolidate your Student loan in only 10 min <br> <br> <a href="about.html" class="sidelinks2">>> more info</a></td> </tr> <tr> <td> </td> <td class="sidelinks2"> </td> </tr> </table></td> </tr> </table> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="20" rowspan="3"><img src="images/spacer.gif" width="20" height="1" alt="image"></td> <td><br> <span class="sidelinks"> <script type="text/javascript"><!-- google_ad_client = "pub-1515492146749181"; google_ad_width = 110; google_ad_height = 32; google_ad_format = "110x32_as"; google_cpa_choice = "CAEQ7c2WhAIQzNekgwIQodaXhAIQABAAEAAaCArIBO95B8wbKPmNxXQokLvqfijj9eN0KPmNxXQokLvqfijj9eN0MAA"; google_ad_channel = "5371037593"; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </span></td> </tr> <tr> <td rowspan="3"><img src="images/spacer.gif" width="20" height="1" alt="image"></td> <td> </td> </tr> <tr> <td class="sidelinks2"> </td> </tr> <tr> <td class="sidelinks2"> </td> </tr> <tr> <td> </td> <td class="sidelinks2"> </td> </tr> </table></td> <td valign="top" bgcolor="#FFFFFF"> <table width="100%" border="0" cellpadding="0" cellspacing="0"> <tr> <td height="29" colspan="3" background="images/navbasebg.jpg"><img src="images/navbasebg.jpg" width="1" height="29" alt="image"></td> </tr> <tr> <td width="40"></td> <td> <h1> </h1> <h1><a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" >Student Loan Consolidation </a> Program</h1> <h2>Detailed information regarding <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" >Student Loan Consolidation </a> Program, factors influencing the student loan consolidation, graduation loans and benefits from the consolidation. </h2> <p>Consolidate your Federal student loans with Student Loan Consolidation Program and get a low monthly payment with a fixed interest rate. Consolidating with Student Loan Consolidation Programand gives you the opportunity to reduce your monthly student loan payment; with <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" >Student Loan Consolidation</a> Program and borrower benefits, you could reduce your interest rate and save thousands of dollars in interest over the life of your Federal Consolidation Loan.</p> <table width="100%" border="0" cellspacing="0" cellpadding="5"> <tr> <td width="145" align="center" valign="top"><img src="images/snap1.jpg" width="120" height="90" alt="image"></td> <td valign="top"><p class="producthdr">Consolidate Your Student Loan </p> <p>The <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" >Student Loan Consolidation</a> Program enables students with more than $10,000 in outstanding Federal student loans (including PLUS loans) to reduce monthly loan payments and lock in as low as 5% fixed interest rate.</p> <p>You can obtain additional information on Federal and Private Student Loan Consolidation on <a href="http://www.studentloanconsolidator.com/consolidation/" target="_blank"><strong>StudentLoanConsolidator</strong></a> web site. </p> <p>Why should you consolidate your Student Loan? Mainly because Consolidation is the other word for Simplification. By simplifying your Student Loan portfolio you will (1) reduce your points of contact, (2) have just one monthly payment and (3) get fixed interest rate. </p> <p>Are all <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation" target="_blank" >Student Loan Consolidation </a>Programs the same? </p> <ul class="style3"> <li> <h2><span class="style3">Conditions that are the same</span> - Interest Rates, Repayment, Eligibility </h2> </li> <li> <h2><span class="style3">Conditions that are not the same</span> - Credibility, Incentive, Service </h2> </li> </ul> <p>Detailed information you can get from <a href="http://www.northstar.org/downloads/Consolidation2007.pps" target="_blank"><strong>www.northstar.org</strong></a></p> <p> </p></td> </tr> <tr> <td width="145" align="center"> </td> <td><script type="text/javascript"><!-- google_ad_client = "pub-1515492146749181"; google_ad_width = 728; google_ad_height = 90; google_ad_format = "728x90_as"; google_ad_type = "text_image"; google_ad_channel = ""; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </td> </tr> <tr> <td align="center" valign="top"><p> </p> <p><img src="images/snap4.jpg" width="120" height="90" alt="image"></p></td> <td valign="top"><p class="producthdr"> </p> <p class="producthdr">Factors to consider about your Student Loan Consolidation </p> <p>In order to decide whether to consolidate your Student Loan or not, you should become familiar with the factors that affect this decision. The most important ones are in regard of the interest rates, the duration, the type of Student Loan, the monthly payments and so on. </p> <ul> <li class="style2">What are the interest rates? </li> <li class="style2">What is the duration of a Student Consolidation Loan?</li> <li class="style2">What is a Private Student Consolidation Loan?</li> <li class="style2">What monthly payments I can afford?</li> <li class="style2">Can a Private Student Consolidation Loan be paid off early? </li> </ul> <p>More information you can find on <a href="http://www.consolidation.nelnet.net/Factors2Consider.asp" target="_blank"><strong>Nelnet's web site</strong></a>. </p> <p> </p></td> </tr> <tr> <td align="center" valign="top"> </td> <td valign="top"><script type="text/javascript"><!-- google_ad_client = "pub-1515492146749181"; google_ad_width = 728; google_ad_height = 90; google_ad_format = "728x90_as"; google_ad_type = "text_image"; google_ad_channel = ""; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </td> </tr> <tr> <td width="145" align="center" valign="top"><p> </p> <p><img src="images/snap2.jpg" width="120" height="90" alt="image"></p></td> <td valign="top"><p class="producthdr"> </p> <p class="producthdr">Graduates Loans - Maximize your savings </p> <p>If you recently graduated and are in your grace period, you are eligible to get an additional .6% interest rate reduction for the life of your loans. With a Student Loan Consolidation, borrowers can reduce their interest rate by an additional 1.25%.</p> <p>The milestone to maximize your savings is to begin saving ASAP. Until 2006 Student Loan Consolidation was a tool to lock in low interest rates. Starting 2007, incentives with lenders offer additional savings (N.B. this is in case you qualify). In order to determine which Student Loans are real, reliable and can breing you more savings you can compare the savings of the Student consolidation loan with <a href="http://www.safservices.org/loanportfolio/stafford.jsp" target="_blank"><strong>Stafford loans</strong></a>. </p> <p>How much can you save? Check out this <a href="http://www.studentloanconsolidator.com/consolidation/student-loan-consolidation-payment-calculator.php" target="_blank"><strong>calculator</strong></a>. </p> <p> </p></td> </tr> <tr> <td align="center" valign="top"> </td> <td valign="top"><script type="text/javascript"><!-- google_ad_client = "pub-1515492146749181"; google_ad_width = 728; google_ad_height = 90; google_ad_format = "728x90_as"; google_ad_type = "text_image"; google_ad_channel = ""; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </td> </tr> <tr> <td align="center" valign="top"><p> </p> <p><img src="images/snap3.jpg" width="120" height="90" alt="image"></p></td> <td valign="top"><p class="producthdr"> </p> <p class="producthdr">Benefits of Consolidating Student Loans </p> <p>Why consolidate loans? Here you can find several benefits for student loan borrowers. </p> <ul> <li class="style2">Save money from fees during the loan life; </li> <li class="style2">Saving money will give you some extra funds that you can use to inest; </li> <li class="style2">Earn a lower interest rate;</li> <li class="style2">No prepayment penalties, so you can pay off your loan sooner;</li> <li class="style2">Student loan consolidation offers a tax deductible interest. </li> </ul> <p>More information you can find on <a href="http://www.onesimpleloan.com/" target="_blank"><strong>OneSimpleLoan</strong></a>. </p> <ul class="sidetable"> <li class="style1">s tax dedactable;</li> </ul></td> </tr> <tr> <td align="center" valign="top"> </td> <td valign="top"><script type="text/javascript"><!-- google_ad_client = "pub-1515492146749181"; google_ad_width = 728; google_ad_height = 90; google_ad_format = "728x90_as"; google_ad_type = "text_image"; google_ad_channel = ""; //--> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </td> </tr> <tr> <td width="145" align="center" valign="top"><p><img src="images/snap1.jpg" width="120" height="90" alt="image"></p> </td> <td valign="top"><p class="producthdr">Student Loan Consolidation Program Article</p> <p class="style2">I have recently graduated on the 5 year saver plan from City University. The plan allows you to take as much time as you need, provided that you leave with about 15,000 dollars in student loan. Since then, I have been regularly repaying my loan, but I keep getting all kinds of <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation">Studen Loan Consolidation</a> emails and letters in my mail box. They promise a locked interest rate of 2.3% (I am paying 3.4%). These advertisements also stating that since my loan is variable, the interest rate might go up to 8.5% at any time. It makes sense to consolidate with a fixed interest rate, but I wonder if these ads are misleading, or there is any truth to what they are saying. I began wondering If the interest rates go up, will my current student loan rate go up as well? <br> </p> <p class="style2">I have discovered that by consolidating you do lock in the current consolidation rate instead of staying on a variable rate that could go as high as 8.5% if/when interest rates go back up in the future. However, the rate normally doesn't go down when you consolidate, but instead gets rounded up. But when interest rates go up on the variable rate, you stay at the fixed rate. I have graduated last May, I am still in grace period which makes my variable rate 2.8%, but 6 months after I graduated the rate will became 3.4%. Next July 1 it will change again reflecting the rates for that new year, and it will keep changing every July 1 after that. If I consolidate, the rate will be a fixed 3.5%. In any case, since rates are low (means they might go up in the future) <a href="http://www.student-loan-consolidation-programs.us" title="Student Loan Consolidation">Student Loan Consolidation</a> Program is a good move for me <br> </p> <p class="style2">As a disadvantage I can mention the payment length. I have discovered that consolidators tend to put me on a 30 year plan which means smaller payments but much more interest over the years. If I can afford it, I will try to get a shorter plan where I continue to pay about the same amount per month as before.</p></td> </tr> <tr> <td align="center" valign="top"> </td> <td valign="top"> </td> </tr> </table></td> <td width="25"> </td> </tr> </table></td> </tr> <tr> <td bgcolor="#FFFFFF"> </td> </tr> </table></td> </tr> <tr> <td height="24" background="images/basebg1.jpg"><img src="images/basebg1.jpg" width="1" height="24" alt="image"></td> </tr> <tr> <td height="44" valign="top" background="images/basebg2.jpg"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td height="26" class="baseline">  ©Copyright 2006-2007 <a href="http://www.Student-Loan-Consolidation-Programs.us" title="Student Loan Consolidation" class="style1">Student Loan Consolidation</a>. All Rights Reserved. </td> </tr> </table></td> </tr> </table> <br> </body> </html>

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